SWARM
Improving the quality of life for single moms and their families through education and philanthropy.
Hi Swarm Single Moms
Auto Insurance! I do not like paying for auto insurance because I feel like I am just throwing money out the window. And...depending on what state you live in, you may feel the same.
But this focus is about saving money and I can share the following tips that make it a bit easier to pay for auto insurance.
1) Make sure you are adequately covered for your needs. If you have a car that is over five years old you may want to begin to adjust your coverage so that you are now covering an aging car. If you car has dings and scratches that you never fixed, you probably are not going to do so now. Instead, call your agent and/or insurance company and change your coverage to whatever the coverage is necessary to have in your state and nothing more.
2) Call different insurance companies about once every three months and if you are accident and ticket free, they can often lower your rate for insurance. In fact there area companies that will offer a rebate when you drive for a certain length of time and haven't had an accident or ticket.
3) Look to auto insurances that offer other discounts that relate to you. Are you a member of a credit union? Does the company you work for offer discounts on group policies. These are some avenues to investigate as you renew your auto (or other insurance policies).
Saving money is paramount, but so is having adequate insurance coverage. Make it a habit to update your coverage, especially as your car ages and your driving record improves.
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